"When  my sister and I had to decide where Dad would live after his stroke, we visited several Assisted  Living Centers.  They had everything Dad would ever possibly need for his care.   But the more we thought about it, we realized that this was not the place for our him.   He needed to be around his family.   So he moved in with my sister and brother-in-law where he enjoys his days with his two grand-children and grand-dogs. "  

For now, this living situation for our Dad works.    But what do you do when Mom and Dad need more care or they can no longer live in their home or yours.    There will be many options to consider.  The biggest factor in this decision making process is whether they can afford the cost of Living Care Facilities.     This chart from shows the types of care facilities available and how some of those costs may be covered by third party sources such as Medicaid or long-term care insurance.     However, what you will find is that your parents will have to pay for the majority of their care out of their own pocket.   There are situations when Medicaid may kick in depending on the Laws of your State.   

An Estate Planning Attorney will be able to help your parents fully understand and to navigate through these decisions and complicated process.    Take the time to meet with one as you explore the best Living Care Facility with your parents. 


Most of us feel a sense relief when we think about moving our parents into a Living Care Facilities someday.   For us it means that our responsibilities as their Care Giver goes away- but this is all a myth.    There are numerous cases where families are having to hire Home Care Agencies to supplement the services at the Care Facility.   Moving your parent to a Residential Care Facility sounds like a great idea, but be prepared if you find that it does not meet your expectations.    

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Disclaimer:   The content on this website does not constitute legal advice.
Disclaimer:   The content on this website does not constitute legal advice.   A qualified attorney in your state should be consulted concerning any legal questions, issues or matters that you have.

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